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Capital One Quicksilver Cash Rewards Credit Card:
This card offers a variety of advantages, including:
- Earn an unlimited 1.5% cashback with no annual fee, plus a $200 cash bonus when you spend $500 within 3 months of opening your account;
- Benefit from a 0% introductory APR on both purchases and balance transfers for 15 months, and enjoy no foreign transaction fees;
- Additional perks include $0 Fraud Liability, Concierge Service, and Travel Accident Insurance. Terms and conditions apply.
Simplified Reward Redemption:
The Capital One Quicksilver Cash Rewards card’s straightforward rewards system and absence of a minimum redemption threshold make it an attractive choice for those who prefer uncomplicated rewards.
Simplified Reward Redemption:
Earning a sign-up bonus with minimal spending requirements is effortlessly achievable with the Capital One Quicksilver Cash Rewards credit card.
Low Fees:
The Capital One Quicksilver Cash Rewards card stands out for its minimal fees, featuring no annual fee and no foreign transaction fees. It is considered one of the top cashback options and is particularly suitable for international travelers due to its low 3% transfer rate, lower than many other cards.
Impressive 0% Introductory APR Offer:
While some may caution against this card due to the balance transfer fee, it remains an excellent choice for individuals seeking extended payment periods for their purchases.
Reasonable Eligibility Criteria:
The Capital One Quicksilver Cash Rewards card requires a good credit score, typically above 690. A comparable card in terms of the 1.5% cashback rate is the Chase Freedom Unlimited®, which also offers a 0% introductory APR for 15 months on purchases and balance transfers.
Both cards offer similar cashback rates and flexible redemption options, but there are a few key differences to consider:
Chase Freedom Unlimited® offers a higher cashback bonus: earn an extra 1.5% cashback on all purchases (up to $20,000 spent in the first year), potentially totaling up to $300 cashback!
In addition to the 1.5% cashback on all other purchases, Chase Freedom Unlimited® provides 5% cashback on travel purchased through Chase Ultimate Rewards® and 3% cashback on drugstore and restaurant purchases.
However, Chase Freedom Unlimited® imposes a 3% foreign transaction fee, whereas Capital One Quicksilver Cash Rewards has no foreign transaction fee. So, if you plan to engage in substantial international spending, the latter may be the superior choice.
Lastly, cashback earned with Chase Freedom Unlimited® is in the form of Chase Ultimate Rewards® points, offering greater flexibility in redemption options.
Is the Capital One Quicksilver Cash Rewards Credit Card worth applying for?
The Capital One Quicksilver Cash Rewards credit card offers an array of exceptional features and benefits to cardholders. With its combination of low fees, straightforward bonus redemption, appealing cashback rates, welcome bonuses, and additional perks, this card stands as an excellent option for those in search of a cash rewards credit card. For more information on how to apply for this card, please refer to our article below.
Capital One Quicksilver Cash Rewards Card: Earn Cash Back, No Annual Fee
The Capital One Quicksilver Cash Rewards Card offers simplicity and rewards. It gives 1.5% cash back on all purchases and a $200 cash bonus after spending $500 in the first 3 months.
Perfect for those who prefer straightforward rewards, it has no need for bonus categories.
Enjoy a 0% intro APR for 15 months on purchases and balance transfers, followed by a variable APR of 19.74% – 29.74%. Additional perks include concierge service and $0 fraud liability.
Apply Online:
- Visit Capital One’s website;
- Choose the Quicksilver Cash Rewards Card;
- Click “Apply Now” and provide your information.
Approval typically takes less than 60 seconds.
Is the Capital One Quicksilver Cash Rewards card worth it?
Absolutely! It’s great for frequent travelers, offering cash back and no annual fee.
Offer details may have expired. Visa® or Mastercard® benefits for Capital One products can vary; review the Guide to Benefits for specifics, including terms and exclusions.
