How to apply for the First Digital Mastercard®?


Is the First Digital Mastercard® a Good Choice?

When it comes to rebuilding credit, a new credit card can be a valuable tool in your arsenal. However, it’s essential to carefully consider the pros and cons before making a decision. Here’s a rundown of the advantages and disadvantages of the First Digital Mastercard®.


  • Global Acceptance: Enjoy the protection and flexibility of an unsecured Mastercard® Credit Card, accepted worldwide at ATMs, online, and millions of merchants;
  • Build Credit: Establish a credit history by having your monthly activity reported to all three major credit bureaus;
  • Accessible Approval: Approval is possible even without an excellent credit history;
  • Secure Application: The online application process is secure and straightforward;
  • FDIC Member: Synovus Bank issues the card and is a member of the FDIC, providing additional security.


  • Fees: This card comes with activation and monthly maintenance fees, with the annual fee deducted from the initial credit limit;
  • High APR: It has a high APR;
  • No Rewards: Lacks rewards or benefits;
  • Penalty Fees: Late and return payment fees can be as high as $41.00.

Credit Score Requirement:

The First Digital Mastercard® is designed for individuals with low or fair credit scores, with a credit rating as low as 300 being acceptable. However, it’s crucial to review the terms and conditions carefully before applying, as irresponsible use may worsen your financial history.

How to Apply for the First Digital Mastercard®:

Ready to take control of your financial future and improve your credit score with the First Digital Mastercard®? Follow the link below to start the application process today!

Apply now for the First Digital Mastercard® and begin your journey to restoring your credit score!

With numerous credit card options available, making the right choice can be overwhelming. However, if you’re seeking a card that can help rebuild your credit history and pave the way for a more secure financial future, the First Digital Mastercard® deserves consideration.

With its nationwide Mastercard coverage, no requirement for a security deposit for the initial credit line, and reporting to all three major credit bureaus, it offers a solid opportunity for credit improvement. Continue reading to discover the straightforward application process.

Apply Online:

To apply for the First Digital Mastercard®, simply visit their website and complete the online application form with your personal information. As long as you’re a US resident, you can click the “Continue” button to proceed.

According to First Digital, you can receive approval in as little as 60 seconds. After approval, it may take up to 3 weeks for your account to be set up and for your new credit card to be delivered to your mailing address.

Apply Using the App:

Unfortunately, there is no mobile app available from First Digital for managing or applying for the card. All new applications must be submitted through the online form on their official website.

While applying for the card over the phone is not an option, you can contact First Digital at (844) 358-0074 if you have any questions or concerns about the product.