Is Getting a FIT® Platinum Mastercard® Credit Card Right for You? – CashCreditDigest

Is Getting a FIT® Platinum Mastercard® Credit Card Right for You?


Acquiring the FIT® Platinum Mastercard® is straightforward, but is it the right choice for you? While obtaining the FIT® Platinum Mastercard® is easy, should you actually go for it?

If you are actively searching for a credit card and are unable to secure a better one or are reluctant to opt for a secured credit card, then applying for a FIT® Platinum Mastercard® might be an option worth considering.


  • The process of obtaining a $400 credit limit is straightforward and can be doubled to $800 within just six months.
  • FIT® reports your purchase and payment history to all major credit bureaus, which can enhance your credit score.
  • The Mastercard® logo on the card means it can be used at numerous locations.


  • There are numerous fees associated with this card. You’ll incur charges before even obtaining the card, and subsequently, annual and monthly fees will follow.
  • Although the initial credit limit of $400 is a positive aspect, the high-interest rate attached to the balance is not advantageous. The exorbitant interest rates associated with this card can result in substantial extra expenses.
  • There are no rewards or benefits available other than the credit line itself.

What Credit Scores Are Required?

The primary benefit of this card is that it doesn’t require a strong credit score. FIT® Platinum Mastercard® accepts applications regardless of the credit score or even the absence of a credit score.

How to Apply for a FIT® Platinum Mastercard® Credit Card?

The application process for this card is quick and straightforward, taking no more than a couple of minutes. Applying for this card is uncomplicated, and you can easily apply online by completing the application form.

In the following article, we will provide you with more information about the application process. If you are interested in obtaining the FIT® Platinum Mastercard®, please read on and apply.

Regardless of your credit score, you can apply for the FIT® Platinum Mastercard® and receive a credit limit of $400. Learn how to apply for your FIT® Platinum Mastercard®. Discover the process for applying for your FIT® Platinum Mastercard®. The FIT® Platinum Mastercard® card offers an opportunity to establish a new credit history, even if you have a poor credit score. With a strong commitment to your goal and responsible credit behavior, you can work towards achieving a good or even excellent credit score.

For a $99 annual fee, the FIT® Platinum Mastercard® provides a $400 credit limit, sufficient for making purchases and improving your credit score. Unlike other credit card issuers, FIT® Platinum Mastercard® offers this opportunity.

Apply Online Acquiring the FIT® Platinum Mastercard® is a straightforward process. The application process for the FIT® Platinum Mastercard® card is incredibly simple. You can complete it online through their website, and the application form is prominently displayed on the front page.

To apply, you need to provide your full name, complete address, email, checking account details, and confirm that you are at least 18 years old and a U.S resident. Additionally, you must consent to receiving both physical and digital marketing materials.

That’s all there is to the application form. Once approved, you’ll need to pay a processing fee of $89, and your FIT® Platinum Mastercard® card will be on its way to you.

FIT® Platinum Mastercard® Credit Card:

  • Credit Score: Any/Poor/Fair/Good;
  • Annual Fee: $99 per year;
  • Regular APR: 29.99%;
  • Welcome Bonus: None offered for new members;
  • Rewards: Unfortunately, no rewards are available.