What Is The Procedure For Applying For The PREMIER Bankcard® Card? – CashCreditDigest

What Is The Procedure For Applying For The PREMIER Bankcard® Card?


Is Applying for the PREMIER Bankcard® Credit Card a Wise Choice?

The decision to apply for a new credit card is deeply personal, and it’s up to you to determine the best course of action for your specific circumstances. To make an informed decision, it’s crucial to have a comprehensive understanding of your options. To assess whether this card is suitable for your needs, take a closer look at its advantages and disadvantages.


  • Approval is possible even with a poor credit score.
  • No requirement for a security deposit.
  • Credit limits can range from $200 to $700 based on your creditworthiness.
  • This card may help you improve your credit score.


  • The APR exceeds that of many loans and other credit cards.
  • The card comes with various fees, including annual, monthly, and program fees.
  • Depending on the offer, you could end up paying substantial fees without any rewards program or sign-up bonus, resulting in significant expenses without corresponding benefits.

How to Apply for the PREMIER Bankcard® Credit Card?

The PREMIER Bankcard® Credit Card is designed for individuals with poor credit who are seeking access to a credit card. You can apply regardless of your credit score or even if you have no credit history. However, it’s worth noting that secured credit cards are also available to individuals with any credit score.

If you’re interested in applying for a PREMIER Bankcard® Credit Card despite its drawbacks, you can submit your application online. Refer to the following guide for step-by-step instructions on the application process.

The PREMIER Bankcard® Credit Card: No Credit Score? No Problem. First Premier Has You Covered.

The PREMIER Bankcard® Card offers an opportunity to rebuild your credit score by granting approval even if you have a poor credit history. This card can help you break the cycle of not having credit because, after all, how can you establish credit without a credit card?

However, it’s essential to be aware of the card’s drawbacks, including high fees, an elevated APR, and the absence of a rewards program. Additionally, there are other options for individuals with bad credit, such as secured credit cards, which may offer more favorable terms and rewards.

If you’ve attempted to secure other cards without success and are considering the PREMIER Bankcard® Card, this article will walk you through the application process.

Learn How to Get the PREMIER Bankcard® Card:

Online Application: To apply for the PREMIER Bankcard® Card, visit the First Premier Bank website and access information about the credit card. Click the “apply now” button to initiate the application process, which will redirect you to a form.

Fill out the form accurately and promptly, providing basic personal information like your full name, date of birth, complete address, and Social Security Number.

Additionally, you’ll need to provide details about your employment status and income, including your employer’s phone number and length of time in your current job. Before submitting the form, carefully review and accept the terms and conditions if they align with your preferences.

Upon submission, you will receive an email offer specifying the fees and interest rates for which you qualify.

Using the Mobile App: Once approved for the PREMIER Bankcard® Card, you can download the mobile app for convenient account management. To apply for your card, visit the First Premier website.

Considering an Alternative Card?

If you’re unsure about the PREMIER Bankcard®, we recommend exploring an alternative option suitable for individuals with limited or poor credit history. This alternative card does not require a credit check, allowing you to set your credit limit according to your preferences.

Furthermore, it offers benefits like fraud protection and online account management. Explore this alternative to assess its alignment with your needs.