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The Chase Freedom Flex℠ Credit Card is highly coveted for its flexible and rewarding rewards program. True to its name, this card offers a range of bonus categories that let you earn cash back ranging from 1% to 5%. Moreover, the welcome bonus adds to its appeal, providing bonus cash, cash back on gas station purchases, and a low introductory APR.
Here’s a glimpse of the benefits that come with the Chase Freedom Flex℠ Credit Card, all with no annual fee:
- Earn 1% to 5% cash back;
- No annual fee;
- Phone and purchase protection;
- Welcome offers for new cardholders.
Is it worth considering the Chase Freedom Flex℠ Credit Card?
Currently, it’s hailed as one of the top cash-back credit cards on the market, thanks to its generous rewards rates on everyday and specific category spending. The absence of an annual fee sweetens the deal.
Is the Chase Freedom Flex℠ Credit Card suitable for credit card newcomers?
Absolutely. If you’re new to credit cards and prefer cash rewards, this card is an excellent choice. It offers more perks than many high-end cards from American Express and Chase and has a lower income threshold for qualification.
Can you use the Chase Freedom Flex℠ Credit Card for international transactions?
Yes, you can, but be aware that there’s a 3% fee on all overseas purchases. Some no-annual-fee credit cards don’t charge such fees, which can save you money when traveling abroad.
Here are the key details of the Chase Freedom Flex℠ Credit Card:
- Credit Score: Good/Excellent;
- Annual Fee: $0;
- Regular APR: Introductory 0% APR for 15 months on purchases and balance transfers, followed by a variable APR of 19.49% – 28.24%. Cash advances have a variable APR of 29.49%;
- Welcome Bonus: Spend $500 within 3 months of account opening and receive a $200 bonus;
- Rewards*: Earn 5% cash back on bonus categories (up to $1,500 in combined purchases activated quarterly), 5% on travel through Chase Ultimate Rewards®, 3% on restaurants (including eligible delivery, takeout, and drugstores), and 1% on all other purchases. *Terms apply
In summary, the Chase Freedom Flex℠ Credit Card is a rewarding choice, offering cash back, no annual fee, and a 0% APR on purchases and balance transfers for 15 months after account opening. Afterward, a variable APR of 19.49% – 28.24% applies, making it suitable for financing expenses or consolidating debt without added costs.
