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Applying for a Prosper Personal Loan is a simple and efficient process that only requires a few essential documents. The application process itself takes less than 15 minutes, and the loan decision is made in a matter of seconds.
Prosper operates as a person-to-person lending company, specializing in providing personal loans. Notably, Prosper does not conduct a credit check, and there is no origination fee involved, making it an appealing alternative to traditional lenders.