Unlock a world of opportunities today with the OpenSky Secured Visa card!


The OpenSky Secured Visa card is a secured credit card designed to help people with limited or bad credit build or rebuild their credit score. Here are some of the pros and cons associated with this card, as well as reasons why someone might consider getting it and how to apply:

Are you facing challenges when it comes to getting approved for a credit card? Worried about the possibility of overspending and falling into debt? If so, the OpenSky Secured Visa Credit Card might be the ideal solution for you. It’s specifically designed to assist individuals with limited or no credit history in their journey to improve their credit scores.

OpenSky Secured Visa Card


Take a look at the benefits of the OpenSky® Secured Visa® Credit Card listed below, and take the first step toward improving your credit today:

  • Accessible to individuals with poor or fair credit scores.
  • Reports to Equifax, Experian, and TransUnion.
  • Swift pre-approval process.
  • Flexible payment due dates.

What is the maximum credit limit offered by the OpenSky® Secured Visa® Credit Card?

With the OpenSky Secured Visa, you can establish a credit limit of up to $3,000 per month, significantly higher than what many other secured cards offer. Your maximum limit is determined by the amount of your security deposit!


Availability for people with limited or bad credit: One of the main advantages of this card is that it is available even to people with limited or bad credit history. It can be a useful tool for starting or rebuilding a credit score.

Secured card: The OpenSky Secured Visa is a secured card, which means cardholders must make a security deposit that will serve as a credit limit. This can help control spending and limit risk to the card issuer.

Reported to credit bureaus: Your OpenSky Secured Visa payment history is reported to the three major credit bureaus (Equifax, Experian, and TransUnion), meaning responsible use of the card can help build a positive credit score throughout of time.

No credit history required: The card requires no credit history or a minimum score to be approved, making it an affordable option for people just starting to build their credit.


Fees and charges: Like many secured cards, the OpenSky Secured Visa may have annual fees, monthly maintenance fees, and other associated fees. It’s important to read all card terms and conditions before signing up to fully understand the fees involved.

Security Deposit Required: Cardholders must make a security deposit that will serve as their credit limit. This can be a disadvantage for some people who may not have the funds available to make the deposit.

Limited credit limit: The card’s credit limit is determined by the security deposit amount, which can result in a relatively low initial credit limit. This can limit the cardholder’s purchasing power.

Can you establish credit using the OpenSky® Secured Visa® Credit Card?

Absolutely! One of the significant advantages of the OpenSky® Secured Visa® Credit Card is that it allows you to improve your credit rating for a nominal annual fee, with no monthly fees to worry about. Plus, the minimum security deposit required is just $200, making it a budget-friendly choice.

Is the OpenSky® Secured Visa® Credit Card secure?

If you’re looking to enhance or rebuild your creditworthiness, the OpenSky® Secured Visa® Credit Card can be an excellent choice. Capital Bank ensures top-notch security measures, making this card a safe option. Additionally, you can use this card to establish or repair your credit history!

Considering an alternative secured card to the OpenSky Secured Visa?

Think about applying for the Discover it® Secured Card!

This card offers fantastic cashback rewards without an annual fee, along with additional benefits! Explore our article below to learn more about this card and how to apply.

Secure Approval in Seconds and Begin Building Credit with the OpenSky Secured Visa Card Today!

Learn how to apply for this card. Explore the steps for applying for this card. The OpenSky Secured Visa card offers a pathway to establish or rebuild your credit history, requiring a security deposit to secure the card.

Your credit limit will mirror the amount of your security deposit, with a minimum of $200 and a maximum of $3,000. OpenSky Secured Visa Card It comes with an annual fee of $35 and a variable ongoing APR of 21.89% for both purchases and cash advances. By reporting to Equifax, Experian, and TransUnion, this card can expedite credit repair when used responsibly.

To set yourself on a path toward a stronger financial future, consider commencing with the OpenSky Secured Visa card.